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Nigerian Cases on Jurisdiction Nigerian Cases on Jurisdiction are crystal clear that the issue of jurisdiction is germane to every legal proceeding Definition of Jurisdiction ALHAJI BASIRU KASSIM v. ALL PROGRESSIVE CONGRESS & ORS (2018) Legalpedia (CA) 11115 The BLACKS LAW DICTIONARY, 8th Edition page 867 by Brayan A. GERNER . . . Read more
Modification-contract of guarantee-action against surety – Court Holding Where, in a contract of guarantee, there is a further agreement between the principals relating to the contract of guarantee and the surety is not consulted, a court will not, in an action against the surety, inquire into the effect of the . . . Read more
Method of expression of Consideration in Contract The way in which consideration for a contractual obligation is expressed is not conclusive, but it is relevant in construing the terms of the contract itself NATIONAL BANK OF NIGERIA LIMITED v. AWOLESI (1964) NCLR (page 26, lines 20-23) P.C. (West) Related aspect . . . Read more
Banking – Guarantee – Effect of substantial modification If, in a contract guaranteeing an overdraft with a bank, the principal debtor opens a second account without the guarantor’s knowledge and, on construction of the contract, this amounts to a substantial variation of that contract prejudicial to the guarantor, the effect . . . Read more
Banking Guarantee (second account and modification of contract) – Court Holding If, in a contract guaranteeing an overdraft with a bank, the principal debtor is permitted to open a second account, this will not necessarily amount to a substantial variation of the contract prejudicial to the guarantor if the contract . . . Read more
Banker’s liability to Customer on Suggested Sufficient Fund – Court Holding Where a banker refuses payment of a cheque which the customer has not stopped, but to meet which there are not sufficient funds of the customer’s available, and by his answer on the cheque the banker suggests that there . . . Read more
Interpretation of a Banker’s answer on dishonoured cheque – Court Holding In interpreting a banker’s answer on a cheque of which he has refused payment, the test is not what the words might convey to a particular class of persons, but what they would ordinarily suggest to the mind of . . . Read more
Meaning of ‘Payment Countermand’ on Cheque – Court Holding The words “payment countermanded” in a banker’s answer on a cheque of which he has refused payment mean that the customer has sufficient funds available to meet the cheque but has countermanded payment ADENIILUYI v. AFRICAN CONT. BANK LTD. (1964) NCLR . . . Read more
What constitutes a banker’s customer A person whose money has been accepted by a banker on the footing that the banker undertakes to honour cheques up to the amount standing to that person’s credit is a customer of the banker, and the position is unaffected by the banker’s belief that . . . Read more
Banker must honour Customer’s draft on customer’s money in his hands – COURT HOLDING A banker must recognise the person from whom or for whose account he has received the money in an account as the proper person to draw on it, and cannot set up the claim of a . . . Read more